Ansari, Muhammad Akbar Ali, Nadia Hanif, Muhammad Sohail Tahir, and Ali Junaid Khan. “Factors Affecting Non-Performing Loans in Pakistan During the Covid-19 Pandemic: A Case of Micro Finance Banks”. Review of Economics and Development Studies 7, no. 4 (December 31, 2021): 493-500. Accessed October 17, 2026. http://reads.spcrd.org/index.php/reads/article/view/409.